The Financial Crime Forum - Online June 2023 Human Trafficking, Internet and Payments


Human Trafficking, the internet and payments.

Trafficking is a human tragedy. It is also a financial crime.

This Forum is fully remote. 6 June, 2023 - 18:00 GMT

TIME Region: The Americas, The Caribbean, Western Europe and more



Event Info.

Human trafficking has become a trendy topic with supranational and international bodies, and regulators, demanding attention to it.

But to demand action is one thing: to get it is another. And worse, the trickle of abuse via the internet has turned into a torrent.

In this Forum, we will examine some of the issues that face the financial services industry and look for ways of addressing those issues.


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6 June 2023 18:00 GMT



17:45 Platform opens for login
18:00 Welcome and introduction
18:30 Speaker 1
19:30 Sponsor's presentation (Sponsor 1)
20:00 Speaker 2
21:00 Sponsor's presentation (Sponsor 2)
21:30 Speaker 3


Indo-China is a source, a destination and a transit area for every illicit trade from drugs through flora and fauna to people. But in the case of people, the internet has brought new ways of abusing, mainly, children and young persons.

The Financial Crime Forum: Online will concentrate on how payments tech and the internet has changed the face of both human trafficking and the nature of abuse.…

While the supply originates in the East, the Internet has moved consumption.

We should not imagine that viewing pornography is new: there is evidence of sexually explicit imagery from an estimated 35,000 years ago. Roman orgies were as much for watching as for taking part. Moving pictures, were prefaced by Victorian machines containing flip cards. Early "movies" were often risqué to the point that even today some censors "fuzz out" female body parts that were routinely on display a 100 years ago. Books and films spread pornography out of the gentlemen's clubs and ladies' drawing rooms into the public eye. Late night TV broadcasts pay per view sexual activity, in the UK most often featuring small Oriental women - and some mainstream TV channels show programmes with extensive nudity and sexual activity that would have resulted in prosecution simply for possession of such material not so long ago.

This has led to a desensitisation to sex shown on a screen. And when, as in an orgy, someone can place an order to watch a particular type of conduct, the barriers between what some might consider "healthy porn" and out and out abuse and, intended or not, "snuff" video.

Physical human trafficking is not only about international movements: it's not even restricted to inter-state movements. Any border, even districts within a town, can trigger legal action for trafficking.

Laws are a patchwork, from district, to town, to city, to county, to state, to country they differ. Everything from the age of consent to whether a prostitute is a victim or a perpetrator, to whether the buyer of services is an abuser, from the nature and extent of consent to what constitutes illegal images.

The offence of "living off immoral earnings" has been supplanted by a raft of offences that complicate and confuse which makes prosecution unlikely and conviction even more so.

The Philippines, Malaysia, Myanmar, Loas , Cambodia Thailand, Indonesia and other countries in Indochina and South East Asia have long been destinations for sex tourism but it doesn't end there: India, Pakistan and Bangladesh all have their own problems.

Sex tourism remains a serious problem but human trafficking for sex purposes, also a long-standing area of concern, has reached the public consciousness in recent years. Be it voluntary prostitution or sex working by force, fraud or coercion, there is an industry dedicated to trying to prevent it. Even forced marriage comes into play.

Sex voyeurism, always a problem, has grown exponentially with ever greater accessibility through the internet. Distribution of pornography has become simple. The formation of groups of like minded individuals has resulted in the development of vast libraries of photographs and videos of relatively mild porn to that of the utmost depravity. Intelligence and investigation-led arrests demonstrate the possibilities but they are resource-hungry.

Worse, while porn-to-order has been available since the days of portable film cameras, its latest iteration, live-streaming of abuse, is growing exponentially. Victims are tortured while someone sits at home issuing instructions as to what to do next. Let's not be coy: just as in the streets where abused children are left in the gutter to die, the victims of 4G and 5G-enabled are sometimes killed on screen or so horribly injured that they die later. It's an industry where kids are sold or rented out by poor parents - or where designer-porn requires the kidnapping of a victim meeting a specification.

It's an industry where victims are advertised in a face (and body) book and depraved and violent acts performed by an agent acting on the instructions of someone who is records and watches the suffering of another person at his whim.

But sexual abuse and trafficking are not the only forms of abuse enabled by technology. For decades, children have been put in the streets to beg. In 1996, I learned that, in India, parents would break the bones of their children, resetting them into deformity, because deformed children get more donations. Today, as the BBC recently reported, TikTok is used as a platform for begging by families which push their children to the fore. The BBC investigation found that the begging it looked at was both necessary and benign but there is no doubt that, once the market becomes used to semi-clothed children with flies in their eyes, the next step for some will be mutilation. Platforms other than TikTok, which apparently takes 70% of sums donated, will soon find that this business is lucrative and if it's lucrative, the criminals move in. Many will be independent: try searching Google for host tick tok clone. There are dozens of entries explaining how to make and host your own version.

Of course, the use of the internet for begging is not new. It's not even hidden. GoFundMe, a crowdsourcing platform, has long been - with others - used by both genuine and fraudulent persons seeking money. Many of those show children with medical conditions, some of which include deformity but bald kids are very prominent, too. In one Asian city, migrants run a baby factory so that beggars always have a supply of infants to use as their prop.

These threats are not going away and nor are the complexities of detection and prosecution.

There are successes and long prison sentences.

Like most trades, it's works because someone pays and someone profits.

That's where financial services companies come in.

We are not overstating the case when we say that stemming the flow of money can stem misery and death.

Just as with drugs, there is a moral imperative to act.

Financial Services businesses including banks remittance companies and fintechs, internet service providers and platform hosts, bulletin board operators, telcos and airlines all play a part in keeping this industry ahead. So is corruption especially in immigration departments.

They are, mostly, an inadvertent part of the problem but they can be a significant part of the solution.





We thank the following sponsors for their support

Who should attend.

Financial Crime Risk and Compliance Officers
Law enforcement
Legislators, policy makers and regulators
C-Suite officers in commerce, trade and industry
Risk managers
Insurance underwriters
Computer scientists
Data analysts
On-line marketing practitioners
Customer engagement specialists


CPD/CPE/Certificate Credits

Attending The Financial Crime Forum lets you earn Portable CPD* credits which, where recognised, may be used for your professional CPD. Note: even when Portable CPD* is not formally accepted, it may be accepted under the general "reading" or "attending lectures" classes that many professional bodies provide.

This event provides five hours credits.

*Portable CPD is a trademark of Vortex Centrum Limited.